Payday Loans

You can save interest by repaying your short term loan early.If things go wrong, we’re here to help you find a solution.

Our short term loan help people manage their cash flow. If you need a cash loan to tide you over for a short while, we’re here for you. Our personal loan process is simple and easy to understand.

We lend responsibly, treat our customers fairly, and help people make sense of their money.

There are no hidden charges. We make all our fees completely clear up front before you apply. 

Cash loans, otherwise known as short-term loans, or payday loans, are loans that work on an unsecured loan basis where you aren’t required to put capital forward to get your loan.

No matter how well you budget, there are times when you just need a little extra financial help before the end of the month comes around. Whether you’ve had to pay an unexpected expense, travel a long distance, or accidentally overspent during the month, a cash loan can be a lifesaver.

Cash loans are popular among those who are struggling through a tough month, and need a short-term cash injection to tide them over before payday.

Compliant with National Credit Act No. 34 of 2005, this convenience loan is calculated according to your current income or salary, giving you a cash loan when you need it the most. Whatever your financial needs and whatever your current credit record may be, EC Online Loans offers a simple, safe and effective solution to your financial problems.

Minimum period offered by registered credit provider(s): 1 Month
Maximum Period offered by registered credit provider(s): 84 Months
Loan Types: Secured Loans, Unsecured Loans,

Our referral consultant(s) and their respective financial Services and Credit providers whom vet our clients to provide a possible loan, subject to the clients’ affordability and credit criteria as prescribed and governed by the NCA (National Credit Act, 2005, DO NOT provide pay day loan services.

Representative Example: Nett loan amount, R 50,000.00, term 36 months, APR (Annual Percentage Rate) 10.71%, fixed nominal rate at 8.84% p.a., one-time Service fee approximately 2.00% of net loan amount. This could apply provided the following: A sufficient credit score and positive affordability criteria at the sole discretion of the credit provider. Please note, this representative example could vary dependent on the service provider granting the credit transaction/agreement.